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The covered worth
You can take out your stock insurance against replacement value. However, there are additional conditions to your policy. To insure new value, your inventory must in most cases not be older than 3 years. Commercial goods are usually insured for your purchase value on inventory insurance. The expected profit is usually not insured. If you trade seasonal items, it is recommended that you contact your insurance company.
Water damage is covered to a limited extent. The types of water damage that is covered by a UAV are: damage caused by the unforeseen ingress of precipitation, rain, snow, melting snow and hail through roofs, windows, balconies as a result of overflowing or leaking gutters or above-ground drains, Unforeseen outflow of water from water pipes, the appliances connected to them, sprinkler systems, central heating installations and air conditioners. A couple of polisses needs there to be a sudden occurrence of a malfunction. Most of the time this is not the case. Think of a dishwasher drain hose popping out of a drain pipe, Breakage and leakage from an aquarium. In addition to the water damage caused by the breakage, many policies also cover damage to the aquarium itself and its contents to find more information on this topic go to the website Insurance Focus.